This article will go over the steps you need to take to get rid of that weight around your neck – your debts. Hopefully answering the question, once you’ve figured out how much money you owe, how do you pay your debts off? I’ll be mainly concentrating on credit card debts, but all debts are […]
Things to Cut Out of your Budget to Save Money (Top 10)
If you’re like me, you don’t really think about what things to cut from your budget, you just go along with our normal habits. But once you start looking, it can be amazing what you buy, that you don’t really need. Every day we make small purchases that don’t seem like a big deal at […]
No Spend Challenge: Which one? (Month, Week, or Year?)
Your No Spend Month – Are You Up for the Challenge? (Includes Tips) I try to do a No Spend Challenge every year. For me, the tradition started seven years ago and I have only skipped one year since. It has improved my finances significantly. I wrote a book about my experiences in 2011, and […]
How to Build an Emergency Fund
In this post, I’m going over my tips on how to build an emergency fund. Most people overestimate how much money they actually need in an emergency fund. But before I jump into how much I suggest you need, first let’s look at what I mean by an emergency fund. What is an emergency fund? […]
Top 3 Picks for 2016 (Shopping for Shares)
If you look at the All Ords over the past year you’ll be forgiven for thinking that things are bad. The market as a whole is down around 18%. I knew that it was going to be stormy, but as always, when company prices fall, it’s a good time to snap up some bargains ready […]